Finance Issues

Understand financial arrangements in shared accommodation, including splitting bills, deposits, and rent negotiations. Learn how to manage money fairly and avoid disputes amongst housemates.

Decorating on a Budget

Make your new place feel like home without overspending by choosing practical furniture and textiles that work for your space.

Finance: Unexpected Emergencies

Build an emergency fund as a shared tenant so unexpected costs don't leave you scrambling for money.

Furniture Budget

Help flatmates figure out what furniture to buy when moving in together and how to stick to a budget.

Household Upkeep Budget

Figure out what you'll actually spend keeping your home clean, maintained, and in good shape throughout the year.

Late Payments for Mortgage/Rent

Missing rent or mortgage payments can damage your credit, lead to eviction, and create serious legal problems.

Managing Household Bills Between Two

Work out how to split household bills with your flatmate before problems start, whether you divide equally or by usage.

Mortgage/Rent Payment Methods

You have several ways to pay your rent or mortgage, each with different pros and cons to consider.

Questionnaire: Are You Financially Compatible With Your Flatmate?

Check if you and your flatmate can handle money together with this quick compatibility quiz.

Questionnaire: Do You Need an HMO Licence?

Check if your landlord needs an HMO licence with this quick questionnaire to protect your tenancy rights.

Questionnaire: How Much Should I Charge My Flatmate?

Work through these questions to figure out fair rent for your flatmate without awkward conversations or leaving money on the table.

Saving Money on Accommodation Expenses

Cut your housing costs by sharing a place, budgeting monthly bills, and keeping up with maintenance to avoid expensive repairs.

Saving Money on Food Essentials

Cut your grocery bills by meal planning, shopping smart, and buying strategically without sacrificing nutrition.

Types of Insurance to Consider

When you buy a home or rent, you'll likely need several types of insurance, here's what to consider and why shopping around matters.

Utilities Budget

Work out how much to budget for utilities and who should be on the bills when you're sharing a home.